/*** Keep each style module in order, as some later ones may overwrite earlier ones, once you are happy with it all, you can merge them! ***//*** Start style needed for general page ***//*** General style sheet for all templates ***/html, body, p, div, img, h1, h2, h3, h4, li, ul, ol, dl, dd, dt, form, table, td, tr {
	margin:0px;
	padding:0px;
	border:0px;
	border-collapse:separate;
	border-spacing:0px;
}
body {
	font-family: verdana, arial, helvetica, sans-serif;
	font-size:100.1%; /*** Don't change this setting. Make all otherfont-sizes in % (preferred) or ems ***/
	color:#000000;
	background:#ffe8c8; /*** Background colour of page ***/
	min-width:950px; /*** Content Width ***/
}
input, select {
	margin:0px;
	padding:0px;
}
strong, b {
	font-weight:bold;
}
p {
	font-size:70%;
	line-height:90%;

}
#fullheightcontainer {
	position:relative;
	display:table;
	margin-bottom:-110px; /*** NEGATIVE TOTAL Height of Footer Rows ***/
	background-color:#FFFFFF; /*** Background colour center column ***/
}
#wrapper {
	position:relative; /*** needed for IE ***/
}
#clearheadercenter {
	height:126px; /*** TOTAL Height of Header Rows ***/
	overflow:hidden;
}
#clearfootercenter {
	height:110px; /*** TOTAL Height of Footer Rows ***/
	
}
#footer {
	z-index:1;
	position:relative;
	width:100%;
	height:0px;
}
#subfooter1 {
	margin:0px;
	padding-top:70px;
	padding-left:10px;
	padding-right:10px;
	text-align:center;
	height:40px;
	background-image:url(../_images/main_fade2.jpg);
	overflow:hidden;
}
#header {
	z-index:1;
	position:absolute;
	top:0px;
	left:0px;
	width:100%;
	height:0px;
}
#header-inner {
	height:0px
}
#subheader1 {
	margin:0px;
	background:#FFFFFF;
	text-align:center;
	height:126px;
	background-image:url(../_images/header_background.jpg);
	overflow:hidden;
}
#container-center {
}/*** end style needed for general page ***//*** Start style needed for general full height effect ***/
html, body, #fullheightcontainer {
	height:100%
}
#centerfill {
	display:none
}/*** end style 
needed for general full height effect ***//*** Start style needed for fixing width of page ***/
body {
	text-align:center;
}
#fullheightcontainer {
	margin-left:auto;
	margin-right:auto;
	text-align:left;
	width:950px; /*** Content Width ***/
}
#footer-inner {
	width:950px; /*** Content Width ***/
	margin-left:auto;
	margin-right:auto;
	height:0px;
}
#header-inner {
	width:950px; /*** Content Width ***/
	margin-left:auto;
	margin-right:auto;
}/*** end style needed for fixing width of page ***//*** Start style needed for full height effect for a single column page ***/
#wrapper {
	height:100%
}/*** end style needed for full height effect for a single column page ***/


/* ----- global navigation ----- */
#global-nav {
	float: left;
	list-style: none;
	margin: 0px 0 0px 0;
	padding: 0;
}
#global-nav li {
	float: left;
	margin: 0 0 0 0px;
	padding: 0;
}
#global-nav li a {
	display: block;
	margin: 0;
	padding: 0;
	text-indent: -1000em;
}
#global-nav li a:hover {
	background-position: 0 -41px;
}
#nav0 {
	width: 176px;
	height: 41px;
	background: url(../_images/nav/home.jpg) 0 0 no-repeat;
}
#nav0_on {
	width: 176px;
	height: 41px;
	background: url(../_images/nav/home.jpg) 0 0 no-repeat;
	background-position: 0 -41px;
}
#nav1 {
	width: 121px;
	height: 41px;
	background: url(../_images/nav/how.jpg) 0 0 no-repeat;
}
#nav1_on {
	width: 121px;
	height: 41px;
	background: url(../_images/nav/how.jpg) 0 0 no-repeat;
	background-position: 0 -41px;
}
#nav2 {
	width: 120px;
	height: 41px;
	background: url(../_images/nav/about.jpg) 0 0 no-repeat;
}
#nav2_on {
	width: 120px;
	height: 41px;
	background: url(../_images/nav/about.jpg) 0 0 no-repeat;
	background-position: 0 -41px;
}
#nav3 {
	width: 120px;
	height: 41px;
	background: url(../_images/nav/testimonials.jpg) 0 0 no-repeat;
}
#nav3_on {
	width: 120px;
	height: 41px;
	background: url(../_images/nav/testimonials.jpg) 0 0 no-repeat;
	background-position: 0 -41px;
}
#nav4 {
	width: 121px;
	height: 41px;
	background: url(../_images/nav/faqs.jpg) 0 0 no-repeat;
}
#nav4_on {
	width: 121px;
	height: 41px;
	background: url(../_images/nav/faqs.jpg) 0 0 no-repeat;
	background-position: 0 -41px;
}
#nav5 {
	width: 171px;
	height: 41px;
	background: url(../_images/nav/apply.jpg) 0 0 no-repeat;
}
#nav5_on {
	width: 171px;
	height: 41px;
	background: url(../_images/nav/apply.jpg) 0 0 no-repeat;
	background-position: 0 -41px;
}

#nav6 {
	width: 121px;
	height: 41px;
	background: url(../_images/nav/bookmark.jpg) 0 0 no-repeat;
}

#nav-1 {
width:950px;
float:left;
}
#nav-2{
width:950px;
float:left;
}


#home {}
#how {}
#content {padding:10px 10px 10px 68px; width:872px; }

#home #content {width:565px; height:100px; padding:0 0 0 0; text-align:left;padding:10px 10px 10px 125px;}

#how #content {width:700px; padding:0 0 0 0; text-align:left;padding:10px 10px 10px 125px;}

#apply #content {padding:10px 10px 10px 50px; width:872px; }

#subfooter1 p {
	font: 70% Verdana, Arial, sans-serif;
	color: #000000;
	float: center;
	
}
#subfooter1 p.credit {
	float: center;
}
#subfooter1 p.credit a, #subfooter1 p.credit a:visited {
	text-decoration:none;
	font-weight:normal;
	color: #000000;
	line-height:31px;
}

#subfooter1 p.credit a:hover {
	text-decoration:underline;
	color: #000000;
}

#nav-1 p {
	float: left;
}
#nav-1 p.contact {
float:right;
}


#nav-1 p.contact a {
	display: block;
	width: 269px;
	height: 85px;
	background: url(../_images/contact.jpg) 0 0 no-repeat;
	text-indent: -1000em;
}


#col1 {
float:left;
width:125px;
min-height:400px;

}

#center-col {
float:left;
width:850px;
text-align:center;
margin-left:50px;
}

#col3 {
float:left;
margin-left:5px;
width:105px;
min-height:400px;

}

#test-col1 {
float:left;
width:375px;
margin-top:20px;
}
#test-col2 {
margin-left:50px;
margin-top:20px;
float:left;
width:375px;
}

#test-col1 p {
margin-top:10px;
}

#test-col2 p {
margin-top:10px;
}


#content p {
margin-top:10px;
line-height:1.3em;
}

#center-col p {
margin-top:10px;
line-height:1.3em;
}

#content h1 {
font-size:100%;
}
#content h2 {
font-size:80%;
color:#ff6d0d;
margin-top:20px;
}
#content h3 {
font-size:70%;
margin-top:20px;
}

a:link, a:visited {
color:#ff6600;
text-decoration:none;
}

a:hover, a:visited:hover {
color:#ff6600;
text-decoration:underline;
}
form label {
	position:relative;
	float: left;
	text-align: right;
	width: 80px;
	padding-right: 20px;
	font-size:70%;
	}
	
	ul {
	font-size:70%;
	margin-left:1.4em;
	margin-top:10px;
	margin-bottom:10px;
	}
	
	.small-text {
	font-size: 80%;
	text-align:left;}
	
	
#faqs a:link, a:visited {
color:#000000;
text-decoration:none;
font-weight:bold;
}

#faqs a:hover, a:visited:hover {
color:#ff6600;
text-decoration:underline;
font-weight:bold;
}

#testimonial_bottom {
float:left;
width:730px;
}

#testimonials form label {
	position:relative;
	float: left;
	text-align: right;
	width: 160px;
	padding-right: 20px;
	font-size:70%;
	}
	
	
	#contact-col1 {
float:left;
width:250px;
margin-top:20px;
}
#contact-col2 {
margin-left:50px;
margin-top:20px;
float:left;
width:270px;
}
#contact-col3 {
margin-left:50px;
margin-top:20px;
float:left;
width:250px;
min-height:150px;
}
#contact-col4 {
margin-left:;
margin-top:20px;
float:left;
width:375px;
}

#contact-col1 p {
margin-top:10px;
}

#contact-col2 p {
margin-top:10px;
}