Getting a fast approval before buying your new car gives you greater flexibility to negotiate the price of your new car with the dealer of your choice.  You also don’t have the concern of being rejected for finance at the point of sale.

There is no hard sell and our advisors will choose the most suitable finance package available for you at the best available rate.

NO - We concentrate on giving you a top class service and the freedom to buy your car from the dealer of your choice.

Nothing it’s FREE!

Car Credit Converters, unlike some companies make no charges to you at any time.

The choice is yours new or used, luxury or sports there are very few exceptions.

We only ask that the vehicle is from a reputable motor dealer with trade premises who has a Consumer Credit Licence.  Also the vehicle is worth the asking price in relation to it’s market valuation.

Generally we do ask that the vehicle be under 10 years old at the end of the agreement.

NO, normally no deposit is required; however you can pay a cash deposit or part exchange your old vehicle should you wish to do so.

Completing our on-line application takes less than 5 minutes. We will advise you of a decision within 24 hours, and often in under 2 hours.

Once we have received original signed documentation back at our offices we will arrange an electronic transfer direct to the motor dealer.

The amount is based on your income and the repayments on the vehicle.

Once you are approved one of our advisors will confirm your income with you then let you know how much your maximum credit limit for your new vehicle will be and the repayment options.

Normally the terms are between 18 & 72 months dependant on the age of the vehicle at the end of the loan.

Generally 30 days.

YES – We specialise in helping customers who have been refused by other lenders.

We offer you the flexibility to make your first payment up to 45 days after you have purchased your new vehicle.  You can then choose a suitable payment date to meet your circumstances.

We will check the price the dealer is asking for the car to ensure you are paying what the car is worth and also inform you of the valuation.

Before the dealer is paid funds we will also HPI or CDC the vehicle.  This ensures it will be thoroughly checked to make sure that it has not been involved in a major accident or written off.  The car’s mileage will also be verified with the above agencies and we will also confirm there is no existing finance outstanding against it.

Yes, at any time.  The settlement figure is calculated using rules set out by the Office of Fair Trading.

YES – Car Credit Converters can arrange a variety of products that will assist you in the event of job loss, illness and life cover or the total loss of your vehicle.