This web site is owned and run by:
Car Credit Converters Ltd
Lathkill House
RTC Business Park
London Road
Derby
DE24 8UP
Registered in England No 05407577
Tel: 0870 977 9699
Our Commitment To Privacy
Your privacy is important to us. To better protect your privacy we provide this notice explaining our online information practices and the choices you can make about the way your information is collected and used. To make this notice easy to find, we make it available on our homepage and at every point where personally identifiable information may be requested.
The Information We Collect:
A cookie is a small text file written to your hard drive that contains information about you. Cookies do not contain any personal information about users. Once you close your browser, the cookie simply terminates. We use cookies to process and identify data so that we can personalise your experience of our website & so that we can track unique visits to our site for analytic purposes.
We will also collect any further information that you agree to give to us and enter directly for example name, address, telephone number etc.
The Way We Use Information:
You authorise Car Credit Converters Ltd to contact you with the results of the application by e-mail, telephone, SMS or post.
We may share your personal information with other companies finance houses, finance brokers, insurance companies so that we can process your application or so that they can contact you with details of other products and services that you may be interested in. They may contact you by telephone, e-mail, SMS. If you would prefer us not to use your personal information to advise you of other products and services then please let us know. Otherwise we will assume that we have your consent to do so. You may of course withdraw your application at any time by simply contacting us by e-mail.
We will also provide information where we are required to do so by law.
When you make an application, your details will be held on computer and may be used in a credit scoring or other automated decision making process. When assessing your application an enquiry will be made with Credit Reference Agencies.
It is important that you give us accurate information e.g. correct name. We will check your details with fraud prevention agencies and if false or inaccurate information is provided and fraud is identified, details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to prevent fraud and money laundering.
If you are a joint applicant, or if you have told us of some other financial association with another person, you must be sure that you are entitled to:
Disclose information about your joint applicant and anyone referred to by you.
Authorise us to search, link or record information at credit reference agencies about you and anyone referred to by you.
An "association" between joint applicants, and between you or anyone you tell us is your financial partner, will be created at credit reference agencies. This will link your financial records, each of which will be taken into account in all future applications by either or both of you. This will continue until one of you successfully files a disassociation at credit reference agencies.
Once the application is approved we reserve the right to investigate & decline any application with incorrect, suspect or non-supporting documentation or information. We also reserve the right to re-submit the application due to inaccurate or additional information and if this determines that the loan would not have been acceptable we may decline the application or reduce the amount of credit available.
Our Commitment To Data Security
To prevent unauthorized access, maintain data accuracy, and ensure the correct use of information, we have put in place appropriate physical, electronic, and managerial procedures to safeguard and secure the information we collect online including encryption technologies. However the internet is not a secure medium and we can not accept any responsibility for the users failure to secure their information appropriately.
How You Can Access Or Correct Your Information
You can access all your personally identifiable information (contact information such as name, address etc) that we collect online and maintain by calling us or sending us an email. We use this procedure to better safeguard your information.
If you are concerned about how your information is used, you should check back at our website periodically. Customers may prevent their information from being used for purposes other than those for which it was originally collected by calling us at the number provided above.
To protect your privacy and security, we will also take reasonable steps to verify your identity before granting access or making corrections.
How To Contact Us
If you feel that this site is not following its stated information policy, or should you have other questions or concerns about these privacy policies then please contact us at the above addresses or phone number.
